Homeowner Loans - Whats Available?

It isn't difficult to get a homeowner loan if you own your own home, hundreds of UK lenders will lend up to 95% Loan to Value of your property and some as much as 125% Loan to Value if you find you have little or no equity at all.

Homeowner loans are available to those that own or pay a mortgage on their house, bungalow, flat or cottage. Companies such as Purple Loans offer competitive rates, fixed and deferred payment plans as well as rebates given for early settlement of the loan. If you have no equity or poor credit rating such as missed mortgage payments, defaults, self-employed with no accounts they can still help offering competitive rates. on homeowner loans (Subject to Normal Lending Criteria) You can apply by post or make an appointment with the area manager, or even apply on-line.

The Mortgage Lender will also lend to homeowners who have encountered mortgage arrears in the past or at present, and those with no proof of income, bad credit status and existing loan commitments. With just a click on-line you could have cash in a hurry from a homeowner loan for that new Kitchen, holiday, wedding, new car or debt consolidation so you only have one monthly payment, giving you and your family extra added piece of mind.

Ocean Finance will allow Homeowners to borrow anything from Ł3,000 - Ł500,000 over a period of 3-25 years at very reasonable interest rates. You can even borrow up to 125% Loan to Value of your property if you have little equity. They consider all circumstances and make an individual assessment on your Homeowner loan application even if you have been turned down in the past and have adverse credit or no credit score at all. They will also sort out any insurance requirements such as Accident, sickness and redundancy cover so you have added protection. It's easy to apply for a homeowner loan and a decision can be given in minutes.

Ian Duncan is the owner of http://www.dm-loans.co.uk

In The News:


Killer Startups

FreeHomeRefi.com - Mortgage Refinancing Resources
Killer Startups, FL - Oct 10, 2008
It is a handful resource for people who want to have their mortgage refinancing done in a simple way. “Free Home Refi is committed to providing consumers ...

Christian Science Monitor

Mortgage refinancing wave seen silver lining to market woe
Reuters - Sep 15, 2008
Yields on mortgage-backed securities that also dictate rates lenders can offer also fell, albeit to a lesser degree. The 30-year fixed rate on Monday ...
Applications to refinance mortgages surge as rates drop below 6% USA Today
Fickle Mortgage Market Demands Quick Decisions Washington Post
Lenders' woes could aid borrowers Boston Globe
Newsday - Wall Street Journalall 221 news articles

ARM Holders Would Do Well to Shop Around Now
Washington Post, United States - 3 hours ago
When Torres refinanced his Georgetown home in 2005, he got a five-year, adjustable-rate jumbo mortgage. (It's a jumbo because it's above $417000. ...

Boston Globe

Principal is key to housing solution
Winston-Salem Journal, NC - Oct 10, 2008
It will not ensure that proper lending standards are applied, nor will it guarantee that households will be able to refinance mortgages where the amount ...
Video: Obama: 'Taxpayers Shouldn't Pick Up Tab' AssociatedPress
Mortgage rescue plan would be costly, and may fall short Detroit Free Press
Taxpayers, Not Lenders, Would Bear Costs of McCain’s Mortgage Proposal New York Times
Newsday - Wall Street Journal Blogsall 1,061 news articles

New York Daily News

Homeowners have new option
Seattle Post Intelligencer - Oct 10, 2008
The Hope for Homeowners plan is supposed to help up to 400000 homeowners who can't afford their mortgage payments and who can't refinance to get a lower ...
New program offers financial help for homeowners The Union Leader
all 10 news articles

Washington Post

McCain sells mortgage plan
Boston Globe, United States - Oct 11, 2008
Under his plan, the government would spend about $300 billion to buy distressed mortgages from financial institutions at their face values, then refinance ...
What about the economy Obama, McCain? James Klurfeld Newsday
all 959 news articles

Majority backs McCain’s $300B mortgage plan
Bizjournals.com, NC - Oct 10, 2008
John McCain, R-Ariz., that would have the federal government buy distressed and upside down mortgages and refinance them so homeowners can avoid ...

In market for a mortgage?
Portsmouth Herald News, NH - 17 minutes ago
What could possibly be wrong with refinancing your mortgage if you can lower your interest rate? Since the Federal Reserve lowered short-term interest rates ...

More homeowners owe more than home's value
Canton Repository (subscription), OH - 6 hours ago
One reason is that as home values slip, growing numbers of would-be borrowers lack sufficient equity to refinance. The falling values also make mortgage ...

Avon Jittery As It Prepares To Refinance Debt
Hartford Courant, United States - 3 hours ago
... been struggling to process just $1 billion a week, a victim of the same credit strangulation that has stalled the mortgage and commercial paper markets. ...
mortgage refinance - Google News

A Guide to UK Buy to Let Mortgages

Essentially there is little difference between the process that one... Read More

To Refinance or not to Refinance -- Here is the Answer

I have written many articles on refinancing a fixed rate... Read More

Secured Homeowner Loans to Reiterate that a Home Provides More than a Roof Over Your Head

"The ache for home lives in all of us, the... Read More

40-Year Mortgages: An Alternative to Interest-only Loans?

Interest-only loans are quickly becoming a mainstream loan product. Borrowers... Read More

Refinance Your Property Online

By refinancing your property online you can take advantage of... Read More

Shopping for A Mortgage? Do Your Homework First

If you happen to be shopping around for a mortgage,... Read More

Applying Online For A Home Loan Can Give You an Instant Approval

"Instant Approval For Home Loans" is a common refrain for... Read More

A Mortgage Loan For Homes

Everybody wants to own a house because it is something... Read More

Mortgage after Bankruptcy - Bankruptcy Discharged Yesterday? Purchase a Home Today!

So you have been through a bankruptcy and surely have... Read More

Self Employed Mortgage Loans - A Survival Guide

When you're self employed you have numerous advantages. As you... Read More

The Worst Way to Shop for a Home Mortgage

You've found a house that is perfect for you. It... Read More

The Best Tactics for Getting a Quick Homeowner Loan

Trying to find a quick homeowner loan can seem difficult... Read More

Tips for First Time Home Buyers

When looking at tips for first time home buyers, you've... Read More

Good FICO Credit Score? Tips to Getting the Most Out of Your Home Mortgage Loan With Good Credit

Sometimes so much is talked about how to solve the... Read More

Bad Credit Mortgage Lenders - Things You Should Know About Subprime Lenders

Interest rates and fees vary between subprime lenders just like... Read More

Self Employed Mortgage Loan ? Getting a Mortgage When You?re Self Employed

Being self employed has many benefits. When you are self-employed,... Read More

Home Equity Can Create a Never-ending Money Cycle

What could you do with $10,000? Well, you can have... Read More

Home Loans and Mortgages ? Watch Out for Dangerous Subprime Loans

With the growing interest in real estate purchasing and speculation,... Read More

Multi Family Property Living

While most multi family properties are designed to allow the... Read More

Buying a Home With Bad Credit - Why a Recent Bankruptcy Will Not Stop You From Getting Approved

Buying a home with bad credit is possible with the... Read More

Bad Credit Mortgage Loans ? How To Get Approved

Persistence is the key working toward getting approved for a... Read More

Home Loans: What You Should Know!

Finding home loans can be a daunting task, whether you're... Read More

Home Equity Loans

A home equity loan allows you to cash-in on the... Read More

Buying A Home After Bankruptcy - Get A Mortgage Loan After Bankruptcy

If you have a recent bankruptcy on your credit and... Read More

A Guide to Finding Cheap Homeowner Loans

If you're actively looking for cheap homeowner loans, there are... Read More